Jewelry Insurance | JM Insurance Agency Partners

Jewelry Insurance with JM Insurance Agency Partners

JM Insurance Agency Partners brings a level of hands-on experience that is unmatched. We believe insurance is personal, which is why our seasoned specialists deliver best-in-class service built on real relationships and deep industry knowledge. When you speak with our agents, you are speaking with someone who truly understands the nuances of the jewelry trade.

Loss

You can trace it back— your bracelet slipped off at the dog park. You can point to the moment it went missing, and you’re covered.

Theft

In the event of a robbery, we’ll make you whole again with an item that’s the same kind and quality.

Damage

Slam, smash, ding. Jewelry has accidents, too. Get the repair it needs with the jeweler you trust.

Disappearance

Your earrings are gone, and you have no clue how or when it happened. No explanation, just missing. That’s covered too.

Natural disasters

If your jewelry gets damaged in a flood, tornado, hurricane, or earthquake, you’re covered for its repair or replacement.

Worldwide travel

Your jewelry is covered globally while traveling.

Not covered

Things like manufacturer’s defects, intentional loss or damage, and some situations like nuclear hazard or war.

Jewelry insurance vs. other insurance options

GemShield offers personal jewelry insurance, with protection for fine jewelry against loss, theft, damage & disappearance. Jewelry is replaced with the same kind & quality, with the jeweler of your choice. GemShield policies are issued by StarNet Insurance Company (a Berkley company) and administered by JM Insurance Agency Partners, Inc.

Why insure your jewelry?

Whether it’s an engagement ring or a multi-generational heirloom, why carry the financial and emotional risk yourself? Securing professional jewelry insurance is a simple, cost-effective way to ensure that a moment of loss doesn’t become a permanent tragedy.

Annual premium

Typically costs just 1% to 3% of the jewelry’s appraised value.

Flexible deductibles

Choose your deductible with options as low as $0.

How we handle claims

While claims are processed directly by the carrier, JM Insurance Agency Partners stands by your side as your dedicated advocate. We guide you through every step, communicating with the carrier and leveraging our deep industry connections to ensure your piece is repaired or replaced with the utmost care.

Why JM Insurance Agency Partners

At JM Insurance Agency Partners, jewelry isn't just one of the things we insure; it's our legacy. We offer a level of market access and historical knowledge that other brokers simply cannot replicate. We’ve spent decades refining our service to ensure our clients get the best terms, the best coverage, and the best support in the industry.

What's next?

Request a quote by clicking here or fill out the form to have one of our expert agents contact you.

*JM Insurance Agency Partners is a member company of the Jewelers Mutual® Group. Personal jewelry insurance is underwritten by StarNet Insurance Company or via other carriers. Insurance coverage is subject to underwriting review and approval, and to the actual policy terms and conditions. Any descriptions are a brief summary of coverage and are not part of any policies, nor a substitute for the actual policy language.

Dedicated Jewelry Insurance