Business Fine Art Insurance

Fine Art Insurance

At JM Insurance Agency Partners, our fine art insurance policies for fine art dealers, antique specialists, and museums are built on specialized, "all-risk" policy forms. We provide comprehensive protection against diverse perils—including theft, fire, hurricanes, storm surges, and accidental breakage—on a seamless, wall-to-wall and door-to-door basis.

Art galleries and dealers

Corporate art collections

Museums and cultural institutions

Individual artists

Interior designers

Art supply retailers

Comprehensive artwork insurance coverage

Our standard artwork insurance offers foundational protection against fire, theft, windstorm, and breakage. Because no two collections are identical, we provide a suite of customizable options to ensure your assets are covered in every scenario:

Earthquake
Shipping
Personal conveyance
Trade shows and exhibitions
And more...

Protect high-value assets

With pieces often valued in the millions, insurance safeguards your investment against transit loss, natural disasters, and physical damage.

Ensure business continuity

An uninsured loss can disrupt exhibitions or threaten the very survival of an institution. We help you stay resilient.

Meet legal requirements

Lenders, consignors, and partner institutions typically require proof of coverage before agreeing to loans or exhibitions.

Cover transit & exhibitions

Risk is highest when art is on the move. We ensure your pieces are protected during installation, loan, and travel.

Preserve your reputation

Proper coverage signals to artists, donors, and stakeholders that you are a responsible and professional steward of their work.

Access to experts

Our policies provide access to specialist adjusters and conservators who understand the nuances of art restoration and valuation.

Accidental damage

Water damage

Fire

Theft

Flood damage

Grow your collection with ease

As your collection expands, your coverage should too. Simply contact your insurance professional, and we will promptly add your newest acquisitions to your existing artwork insurance policy.

Determining the cost of fine art insurance

The cost of your art gallery insurance policy is as unique as your collection. Premiums are determined by the total value of your pieces, the location and physical security of your gallery, the specific breadth of coverage required, and your chosen deductibles. Because every art business has different requirements, we recommend speaking with one of our knowledgeable agents to build a quote that fits your specific profile.

How we handle claims

While claims are processed directly by the carrier, JM Insurance Agency Partners stands by your side as your dedicated advocate. We guide you through every step, communicating with the carrier and leveraging our deep industry connections to ensure your piece is repaired or replaced with the utmost care.

Why JM Insurance Agency Partners

In a competitive market, what sets JM Insurance Agency Partners apart isn’t just what we provide, but how we provide it. Our superior market access allows us to secure more robust terms and personalized solutions that provide "more and better" for our clients.

What’s next?

Fill out our form below, and an expert agent will contact you within 1 business day to build a policy as unique as your collection.